E-commerce

We know the pitfalls of online sales of financial and other services

Digitalisation is all around us. To survive in today's competitive environment, you need to understand it. We will help you to harmonise modern procedures with complicated legal requirements and advise you on creating e-commerce products and strategies. Our motto is that a solution always exists. At the same time, we can also deal with the pitfalls of regulated sectors such as financial services.

Our team has been behind many revolutionary steps. We convinced the authorities that invoices really do not need to be printed (yes, that was a long time ago). In contrast, we recently got the regulator to accept electronic identification tools when concluding contracts.

What can we do for you?

Contractual documentation for the purchase, sale and loan of artwork
Cooperation agreements between the artist and the gallery, or between several galleries
Due diligence of the buyer or seller
Financing solutions for the purchase of the work
Provision of the work as collateral for a loan
Escrow of the purchase price in case of purchase and sale of the work
Dealing with defects in the work and issues of forgeries and damages

GAP analysis focused on ESG reporting(whether you are reporting according to the SFDR or preparing to draftsustainability reports according to the CSRD)
Preparation of internal regulations(policies), the introduction or addition of which will improve your ESG profile(whistleblower protection, human rights policy, supplier code of conduct, codeof ethics, etc.)
Assistance with the issuance of green bondsaccording to the latest European standards and cooperation in the ongoingfulfilment of the obligations imposed on their issuers
Assessment and subsequent advice relatedto the introduction of a carbon tax
Assessment and consideration of ESG risksin M&A transactions
Orientation in ESG legislation, includinglegal advice with its interpretation
Training for relevant employees tailored toyour activity and focus of your business

Preparation of complete documentation
Life and non-life insurance
Compliance projects
Representing clients before a financial arbitrator
Representing clients in claims and recourse before courts
Assistance in settling insurance claims
Advice on audits by the Czech National Bank or other authorities

Joint research and development agreements
Contract research agreements
Contracts (licences)
Registration
Disputes
Patents
Industrial designs
Trademarks
Domains

Setting up the company structure and regulating relations between shareholders
Negotiating the terms and conditions for the entry of investors
Ensuring compliance with regulatory requirements, including GDPR
Protecting intellectual property
Creating contractual documentation, including general terms and conditions
Employee stock ownership plans (ESOP)

Setting up fund structures
Regulatory consents
Resolving legal relationships between funds, managers, custodians, depositories, etc.
Assisting in the implementation of investments regardless of legal form
Preparing and negotiating transaction documentation
Employee stock ownership plans (ESOP)
Asset management structuring, including trust funds

Contracts – formation of associations and clubs, statutes, decision-making bodies, etc.
Disputes – disciplinary proceedings, arbitration courts
Protection of an athlete's personality
Intellectual property law in sport
Acquisitions, transfers
Licensing proceedings
Doping

Analysis and opinions
Dawn raids
Business mergers
Cartel law
State aid

Structuring family assets
Inheritance contracts and wills
Succession planning
Inheritance administration

Preparation and negotiation of employment documentation, including regulations
Collective negotiation
Hiring & firing, including mass dismissals
Representation in labour law litigation
Regulatory issues, including data protection
Handling compensation for damages
Ensuring the transition of employees when an employer's business is transferred

PPP (Public Private Partnership) contracts
Financing

Regulation
Disputes
Contracts
Acquisitions
EFET contracts
Gas storage and distribution
Electricity trading
Renewable energy sources
Ensuring supplies
Property rights

Choosing and setting the most suitable sales strategy
Analysis of selected online models
Risk assessment
Help with implementation
Setting up relations with business partners, including negotiating terms
Dealing with government authorities
Sector regulations

Interpretive opinions
Implementation projects regardless of size
Gap analyses (identification and assessment of risks and proposals for mitigation solutions)
Advice on distribution, product setup, prudential AML and GDPR requirements

Disputes arising from contracts for work
Complaints and claims for performance defects
Compensation disputes
Personal injury and non-pecuniary damage
Operational liability
Labour disputes
Liability of corporate bodies
Disputes with intermediaries, including settlement of claims for special remuneration
Claims in international transport
Recourse against subcontractors
Negotiation of settlements

Term sheets
Due diligence
Structuring
Representation of the lender or the borrower
Project and portfolio financing
Refinancing
Subordinated loans
Intra-group financing
Cash pooling
Credit agreements
Negotiations
Collateral documentation
Legal opinions
Receipts
Pay-off letters
Corporate consents and related documentation
Escrow account agreements
Performing collateral

Verification of the legal status of the property
Proposal of the most suitable structure for the acquisition of the property
Preparation and negotiation of acquisition documentation
Preparation of shareholder and similar agreements between the various partners involved in the project
Cooperation in the selection of external financing for the acquisition or development
Negotiation of financing documentation and compliance with conditions precedent to drawdown
Assistance in obtaining the relevant permits for the construction, redevelopment or use of the property
Contracts for work with contractors
Assisting in the resolution of defects and insurance claims
Contracts for the operation and management of the property
Lease agreements
Contracts for the sale of the property or the units therein

Sale and purchase of companies, including legal due diligence
Transfers of company enterprises or assets
Preparation and negotiation of transaction documentation, including settlement of transactions
Succession in family businesses
Setting up relations between shareholders
Structuring

We just love challenges – all the more so if they are to do with law!

We react to a changing world

We help companies in the financial sector prepare for Society 5.0. Be among them.

We know the financial sector well

This means we are able to consider various online solutions, including potential risks. We will help you find a way that will meet the needs of the digital age and sector regulation.

And we can always handle all the other things: creatively

We are often asked for help by both start-ups and established companies when they come up against obstacles – most often regulatory or contractual – in developing their e-commerce solutions. Because we know what they can expect in the future, whether it’s in the sale of the company or in negotiations over its financing, we are able to practically assess the risks and find a solution that will work – and not just on paper.

Who have we already helped?

Allianz Pojišťovna

Advice on aspects of the computerisation of a distribution process

Rixo

Setting up a distribution model, including reviewing the website and information materials

Česká Pojišťovna

Advice on the options for optimising a contracting process

Komerční Pojišťovna

Advice on setting up a cooperation model with an online life insurance distributor

Skupina NN

Advice on structuring the process and design of the individual steps of an application to perform a needs analysis

NN Finance

Legal audit of the content of an application to arrange pension savings

Kooperativa Pojišťovna

Advice on setting up e-distribution, legal audit of the sales process in an application for selling life insurance, advice on the possibilities of cross-selling banking products through various distribution channels, including online distribution

Pillow pojišťovna

Advice on setting up the sales process and client documentation for the online sale of auto insurance

miitis.ai

Legal advice to miitis.ai on drafting contractual documentation for publishers and adTech partners in the digital advertising sector

IFA Services

Setting up adequate data protection and drafting contractual documentation for IFA Services operating in the FinTech market