We know the pitfalls of online sales of financial and other services

Digitalisation is all around us. To survive in today's competitive environment, you need to understand it. We will help you to harmonise modern procedures with complicated legal requirements and advise you on creating e-commerce products and strategies. Our motto is that a solution always exists. At the same time, we can also deal with the pitfalls of regulated sectors such as financial services.
Our team has been behind many revolutionary steps. We convinced the authorities that invoices really do not need to be printed (yes, that was a long time ago). In contrast, we recently got the regulator to accept electronic identification tools when concluding contracts.

What can we do for you?

  • Contractual documentation for the purchase, sale and loan of artwork
  • Cooperation agreements between the artist and the gallery, or between several galleries
  • Due diligence of the buyer or seller
  • Financing solutions for the purchase of the work
  • Provision of the work as collateral for a loan
  • Escrow of the purchase price in case of purchase and sale of the work
  • Dealing with defects in the work and issues of forgeries and damages
  • GAP analysis focused on ESG reporting(whether you are reporting according to the SFDR or preparing to draftsustainability reports according to the CSRD)
  • Preparation of internal regulations(policies), the introduction or addition of which will improve your ESG profile(whistleblower protection, human rights policy, supplier code of conduct, codeof ethics, etc.)
  • Assistance with the issuance of green bondsaccording to the latest European standards and cooperation in the ongoingfulfilment of the obligations imposed on their issuers
  • Assessment and subsequent advice relatedto the introduction of a carbon tax
  • Assessment and consideration of ESG risksin M&A transactions
  • Orientation in ESG legislation, includinglegal advice with its interpretation
  • Training for relevant employees tailored toyour activity and focus of your business
  • Preparation of complete documentation
  • Life and non-life insurance
  • Compliance projects
  • Representing clients before a financial arbitrator
  • Representing clients in claims and recourse before courts
  • Assistance in settling insurance claims
  • Advice on audits by the Czech National Bank or other authorities
  • Joint research and development agreements
  • Contract research agreements
  • Contracts (licences)
  • Registration
  • Disputes
  • Patents
  • Industrial designs
  • Trademarks
  • Domains
  • Setting up the company structure and regulating relations between shareholders
  • Negotiating the terms and conditions for the entry of investors
  • Ensuring compliance with regulatory requirements, including GDPR
  • Protecting intellectual property
  • Creating contractual documentation, including general terms and conditions
  • Employee stock ownership plans (ESOP)
  • Setting up fund structures
  • Regulatory consents
  • Resolving legal relationships between funds, managers, custodians, depositories, etc.
  • Assisting in the implementation of investments regardless of legal form
  • Preparing and negotiating transaction documentation
  • Employee stock ownership plans (ESOP)
  • Asset management structuring, including trust funds
  • Contracts – formation of associations and clubs, statutes, decision-making bodies, etc.
  • Disputes – disciplinary proceedings, arbitration courts
  • Protection of an athlete's personality
  • Intellectual property law in sport
  • Acquisitions, transfers
  • Licensing proceedings
  • Doping
  • Analysis and opinions
  • Dawn raids
  • Business mergers
  • Cartel law
  • State aid
  • Structuring family assets
  • Inheritance contracts and wills
  • Succession planning
  • Inheritance administration
  • Preparation and negotiation of employment documentation, including regulations
  • Collective negotiation
  • Hiring & firing, including mass dismissals
  • Representation in labour law litigation
  • Regulatory issues, including data protection
  • Handling compensation for damages
  • Ensuring the transition of employees when an employer's business is transferred
  • PPP (Public Private Partnership) contracts
  • Financing
  • Regulation
  • Disputes
  • Contracts
  • Acquisitions
  • EFET contracts
  • Gas storage and distribution
  • Electricity trading
  • Renewable energy sources
  • Ensuring supplies
  • Property rights
  • Choosing and setting the most suitable sales strategy
  • Analysis of selected online models
  • Risk assessment
  • Help with implementation
  • Setting up relations with business partners, including negotiating terms
  • Dealing with government authorities
  • Sector regulations
  • Interpretive opinions
  • Implementation projects regardless of size
  • Gap analyses (identification and assessment of risks and proposals for mitigation solutions)
  • Advice on distribution, product setup, prudential AML and GDPR requirements
  • Disputes arising from contracts for work
  • Complaints and claims for performance defects
  • Compensation disputes
  • Personal injury and non-pecuniary damage
  • Operational liability
  • Labour disputes
  • Liability of corporate bodies
  • Disputes with intermediaries, including settlement of claims for special remuneration
  • Claims in international transport
  • Recourse against subcontractors
  • Negotiation of settlements
  • Term sheets
  • Due diligence
  • Structuring
  • Representation of the lender or the borrower
  • Project and portfolio financing
  • Refinancing
  • Subordinated loans
  • Intra-group financing
  • Cash pooling
  • Credit agreements
  • Negotiations
  • Collateral documentation
  • Legal opinions
  • Receipts
  • Pay-off letters
  • Corporate consents and related documentation
  • Escrow account agreements
  • Performing collateral
  • Verification of the legal status of the property
  • Proposal of the most suitable structure for the acquisition of the property
  • Preparation and negotiation of acquisition documentation
  • Preparation of shareholder and similar agreements between the various partners involved in the project
  • Cooperation in the selection of external financing for the acquisition or development
  • Negotiation of financing documentation and compliance with conditions precedent to drawdown
  • Assistance in obtaining the relevant permits for the construction, redevelopment or use of the property
  • Contracts for work with contractors
  • Assisting in the resolution of defects and insurance claims
  • Contracts for the operation and management of the property
  • Lease agreements
  • Contracts for the sale of the property or the units therein
  • Sale and purchase of companies, including legal due diligence
  • Transfers of company enterprises or assets
  • Preparation and negotiation of transaction documentation, including settlement of transactions
  • Succession in family businesses
  • Setting up relations between shareholders
  • Structuring

We just love challenges – all the more so if they are to do with law!

We react to a changing world
We help companies in the financial sector prepare for Society 5.0. Be among them.
We know the financial sector well
This means we are able to consider various online solutions, including potential risks. We will help you find a way that will meet the needs of the digital age and sector regulation.
And we can always handle all the other things: creatively
We are often asked for help by both start-ups and established companies when they come up against obstacles – most often regulatory or contractual – in developing their e-commerce solutions. Because we know what they can expect in the future, whether it’s in the sale of the company or in negotiations over its financing, we are able to practically assess the risks and find a solution that will work – and not just on paper.

Who have we already helped?

Allianz Pojišťovna
Advice on aspects of the computerisation of a distribution process
Setting up a distribution model, including reviewing the website and information materials
Česká Pojišťovna
Advice on the options for optimising a contracting process
Komerční Pojišťovna
Advice on setting up a cooperation model with an online life insurance distributor
Skupina NN
Advice on structuring the process and design of the individual steps of an application to perform a needs analysis
NN Finance
Legal audit of the content of an application to arrange pension savings
Kooperativa Pojišťovna
Advice on setting up e-distribution, legal audit of the sales process in an application for selling life insurance, advice on the possibilities of cross-selling banking products through various distribution channels, including online distribution
Pillow pojišťovna
Advice on setting up the sales process and client documentation for the online sale of auto insurance
Legal advice to miitis.ai on drafting contractual documentation for publishers and adTech partners in the digital advertising sector
IFA Services
Setting up adequate data protection and drafting contractual documentation for IFA Services operating in the FinTech market

Who will take care of you?

Roman Kramařík
+420 226 227 612
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Eva Nováková
+420 226 227 618
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Vladimír Ambruz
+420 226 227 626
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Kateřina Chizzola Bardonová
+420 226 227 621
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Michaela Šmotková
+420 226 227 625
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Hana Císlerová
+420 226 227 656
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Zuzana Hrabalová Hebká
+420 226 227 624
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+420 226 227 611